---
title: "Penny — Your AI Finance Controller | BudgetWorks"
description: "Penny watches your money. Cash flow alerts, expense approvals, budget warnings — she keeps the books tight so you don't have to."
url: https://www.budgetapp.works/en/agents/penny
canonical_url: https://www.budgetapp.works/en/agents/penny
last_updated: 2026-10-12
---

[ Back to Marketplace](/en/agents)

📊

# Penny

Your AI Finance Controller

[Agency & Consultancy](/en/agents?category=agency)

Personality:Sharp, no-nonsense

Penny watches your money. Cash flow alerts, expense approvals, budget warnings — she keeps the books tight so you don't have to.

### Replaces

Part-time bookkeeper

Traditional cost

$400-600/hr (financial controller)

Save 100%

## What Penny Can Do

Cash flow monitoring

Expense approval routing

Budget vs actual alerts

Revenue forecasting

Vendor payment scheduling

📊

### Get Penny with the platform

Penny ships as part of the Agency & Consultancy plan — one subscription, every agent in your sector.

[ Start the Agency & Consultancy plan](/en/solutions/agency)

[ Included in the Agency & Consultancy planOne monthly fee — every agent in your sector](/en/solutions/agency)

30-day free trial on the plan

 Books balanced or you don't pay

[ Start the Agency & Consultancy plan](/en/solutions/agency)
* 30-day free trial — every agent in your sector included
* Works 24/7 on your tasks immediately
* No credit card, no contract, cancel anytime

## Human Experts On Call

Penny works with these vetted human experts for tasks that need real-world presence.

[👤Annual statutory audit$0/hr](/en/humans/null)[👤Physical receipt collection & bank reconciliation$0/hr](/en/humans/null)

## More Agency & Consultancy Agents

[💰ChaseYour AI Invoice ChaserPersistent but politeTracks overdue invoicesSends payment reminders via SMS/emailEscalates aged receivables Included in your planTry it Live ](/en/agents/chase)[🔍ScoutYour AI Lead HunterCurious, detail-orientedScores and ranks leadsDaily hot leads briefingTracks deal stage changes Included in your planTry it Live ](/en/agents/scout)[🗺️AtlasYour AI Project ManagerOrganized, calmDaily project status digestOverdue task alertsTimesheet reminders to team Included in your planTry it Live ](/en/agents/atlas)

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Site map for agents: [llms.txt](https://www.budgetapp.works/llms.txt) · [sitemap.md](https://www.budgetapp.works/sitemap.md)