---
title: "BudgetWorks vs Xero — Xero Alternative for Hong Kong"
description: "BudgetWorks vs Xero for Hong Kong SMEs: built-in MPF payroll, CRM, projects and POS in one system, unlimited users and invoices, from HKD 699/month."
url: https://www.budgetapp.works/en/compare/xero
canonical_url: https://www.budgetapp.works/en/compare/xero
last_updated: 2026-10-12
---

[ All comparisons](/en/compare)

# BudgetWorks vs Xero

Xero is a popular cloud accounting tool. BudgetWorks covers accounting too, but adds Hong Kong payroll with MPF, CRM, projects, POS and inventory in one system, with unlimited users and invoices on every plan.

## BudgetWorks vs Xero, side by side

| Feature                 | BudgetWorks                                                           | Xero                                                                               |
| ----------------------- | --------------------------------------------------------------------- | ---------------------------------------------------------------------------------- |
| Price                   | HKD 699 / 1,800 / 3,000 per month, flat                               | US$7 (Lite), US$29 (Starter), US$50 (Standard), US$75 (Premium) per month          |
| Invoices & quotes       | Unlimited on every plan                                               | Lite: 5, Starter: 20; unlimited from Standard                                      |
| Hong Kong payroll & MPF | Built in: HK payslips with MPF and the Employment Ordinance 418 check | Not built in for Hong Kong; usually through a third-party add-on such as SimplePay |
| CRM & sales pipeline    | Built in                                                              | Through third-party apps                                                           |
| Projects & expenses     | Built in                                                              | Paid add-ons (US$4–7 per month each)                                               |
| POS & inventory         | Built in: POS with multi-warehouse inventory                          | Basic tracked inventory; POS through third-party apps                              |
| AI                      | AI document scanning plus AI agents that handle daily work            | AI-powered smart document capture                                                  |
| Hosting & data          | Cloud, or on your own server (Enterprise plan)                        | Xero cloud                                                                         |
| Support                 | Hong Kong team in Causeway Bay                                        | Global vendor; local help through Xero partners and accountants                    |

## Which one fits your business?

### Choose BudgetWorks if…

* You want accounting, payroll, CRM, projects and POS in one system instead of several apps
* You run Hong Kong payroll and want MPF handled in the same place as your books
* You need unlimited invoices and quotes without moving to a higher plan
* You want your data on your own server, with a local team to set it up

### Choose Xero if…

* You only need bookkeeping and invoicing
* Your accountant already works in Xero and wants to keep it
* You rely on Xero's large marketplace of connected apps

## Frequently asked questions

### Is BudgetWorks a good Xero alternative in Hong Kong?

Yes, if you need more than accounting. BudgetWorks includes accounting plus Hong Kong payroll with MPF, CRM, projects, POS and inventory in one system, with unlimited users and invoices from HKD 699 per month.

### Does BudgetWorks handle Hong Kong payroll and MPF?

Yes. Payslips are generated for Hong Kong with MPF contributions, and the system checks each employee's continuous-contract (418) status under the Employment Ordinance.

### Can I move my data from Xero to BudgetWorks?

Yes. Export your contacts, invoices and accounts from Xero as Excel or CSV and upload them — AI maps the data into BudgetWorks modules, and our Hong Kong team helps with the switch.

Competitor details checked in October 2026 from their official websites. Prices and features change — please confirm on the vendor's site.

* [Xero Hong Kong pricing plans (xero.com/hk/pricing-plans)](https://www.xero.com/hk/pricing-plans/)
* [SimplePay Hong Kong payroll integration with Xero](https://www.simplepay.hk/xero)

## See how BudgetWorks would run your business

[Get a free assessment ](/en/contact)

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