--- title: "Octopus, FPS & EFT Payment Integration… | BudgetWorks" description: "Integrate Octopus, FPS, EFT bank transfers, and credit card payments into your business apps. Hong Kong payment specialists." url: https://www.budgetapp.works/en/services/payment-integration canonical_url: https://www.budgetapp.works/en/services/payment-integration last_updated: 2026-10-12 --- [ Back to Services](/en/services) πŸ’³ # Payment & EFT Integration Integrate Octopus, Hong Kong FPS, credit cards, and EFT bank transfers into your apps. We build secure, PCI-compliant payment flows so your customers can pay however they prefer. ## Accept Every Payment Method in Hong Kong Your customers expect to pay with Octopus, FPS, Visa, Mastercard, WeChat Pay, Alipay β€” and your business systems need to handle them all seamlessly. ### What We Build * **Octopus Integration** β€” POS terminals, in-app payments, and online Octopus checkout for the most popular payment method in HK * **FPS (Faster Payment System)** β€” Real-time bank transfers with QR code generation and instant payment confirmation * **EFT / Bank Transfer** β€” Automated Electronic Funds Transfer for B2B payments, payroll, and vendor settlements * **Credit & Debit Cards** β€” Visa, Mastercard, UnionPay via Stripe, Adyen, or direct bank acquirer integration * **WeChat Pay & Alipay** β€” Capture mainland Chinese tourist and cross-border spending * **Recurring Billing** β€” Subscription payments, auto-debit, and scheduled collection ### How It Works * **API-First** β€” Clean REST APIs that plug into your existing ERP, POS, or e-commerce platform * **Webhook Notifications** β€” Real-time payment status updates to your backend * **Reconciliation** β€” Automated matching of payments to invoices and orders * **PCI DSS Compliant** β€” Tokenized card storage, encrypted transit, audit-ready ### Why Us We have hands-on experience integrating with Hong Kong payment rails β€” Octopus, HSBC, Hang Seng, Bank of China, and HKMA FPS. No guesswork, no trial-and-error with bank APIs. [Discuss Your Integration ](/en/contact) --- Site map for agents: [llms.txt](https://www.budgetapp.works/llms.txt) Β· [sitemap.md](https://www.budgetapp.works/sitemap.md)